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Introducing Klarna—the smarter way to shop and pay. With over 150 million customers worldwide, this service offers flexible payment options, lightning-fast checkout, and secure shopping at over 20,000 partner stores. Whether you’re shopping online or in-store, they makes it easy to pay your way, hassle-free.

Shop and Pay Your Way

  • Flexible Payments: Choose exactly how much you want to pay and when, every time you shop.
  • Easy Checkout: Breeze through checkout at your favorite brands and stores with a seamless payment process.
  • Hassle-Free Returns: Not satisfied with your purchase? Report returns with a tap and only pay for what you keep.

Ways to Pay

  • Pay Now: Pay for your purchase right away using your preferred payment method for a fast and secure transaction.
  • Pay in 4: Split your purchase into 4 interest-free payments, automatically paid every 2 weeks.
  • Pay in 30 Days: Shop now and pay up to 30 days after placing your order, with no upfront payments and no interest.
  • Pay Over Time: Spread the cost of your purchase over smaller monthly payments for added flexibility.

How Klarna Works

  • Choose Klarna at Checkout: Select Klarna as your payment option at checkout and choose from various payment plans.
  • Manage Everything in One Place: Keep track of your payments and manage your purchases conveniently within the app.
  • Search, Compare, Save: Use Klarna to compare prices and find great deals on everything from tech gadgets to fashion essentials.

In-Store Shopping and More

  • Shop In-Store with Klarna: Buy now and pay later in physical stores using the app, and keep track of your payments on the go.
  • Loyalty Cards: Easily store all your loyalty cards in the app for quick access and convenience.
  • Klarna Plus: Unlock exclusive deals, avoid service fees, and double up on reward points.

FAQ: Credit Score

Does it impact my credit score?

When you split your purchase into 4 interest-free payments, Klarna may run a soft credit check, which does not affect your credit score.

How do credit checks work?

Klarna’s soft credit checks have no impact on your credit score as they are not reported to credit bureaus. However, financing options may require a hard credit check, which will be reported as an inquiry on your credit report.

Discover the convenience and flexibility of Klarna—shop smarter, pay easier, and enjoy a seamless shopping experience tailored to your needs.

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